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Google Credit Card Comparison

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updated from moneysupermarket

Haha! Within seconds of posting about the antitrust moves being put on Google by various pinkos and commies, my attention was drawn to Google’s credit card comparison search, which has just launched in the UK.

First impressions? Well functionally it’s much of a muchness with existing players in the market. Where I reckon it falls down is in terms of branding and visuals.

Google Credit Card Comparison
money supermarket credit card comparison
It’s the kind of thing that exercises great debate between designers, marketers and usability experts. Is Money Supermarket a superior experience because of the power of its brand? Or is it down to the exciting, tactile design? Or is Google’s offering simply better because it isn’t accompanied by baubles and drop shadows and gloss?

Personally, I think that the visual flair and the brand are tied up with the experience. It’s not that I don’t trust Google, but Google as a brand still really only resonates as a way to access verticals, rather than a good vertical engine itself. Verticals and niches are, to me at least, all about domain expertise and experience and I rely on brand perception to tell me where to find that.

As Google races against Bing to operate in verticals like this, it will be interesting to see whether its brand will resonate outside its core function. I suspect not, and I really don’t know why the tech market is so fetishistic about this stuff. Would you buy Coke jeans, or Marlboro branded microwave meals? Brands that are malleable enough to cross boundaries are vanishingly rare – an honourable exception being Virgin, who work in everything from cruises to space travel.

16 Comments

  • Mike 1184 days ago

    http://www.mercurythread.co.uk/

    Cheers for the link – saw something about this earlier on and was hacking about trying to find it so I could blog about it. You’ve stole my thunder. Damn going to have to speed up my blogging

    Reply
  • Luke 1184 days ago

    Didn’t realise you were working for Virgin :)

    Reply
  • DaveN 1184 days ago

    @luke wouldn’t you want to travel in space :)

    Reply
  • Scott 1184 days ago

    I saw something about space flights on CSI, homicidal astronauts killing a crew member after a oxygen leak threatens their lives. I think I’d rather keep inside Earth’s atmosphere thank you very much Virgin!

    (though spending extended time inside a tube with other peoples’ farts isn’t much fun either….)

    Reply
  • George 1184 days ago

    http://www.insiders-view.co.uk

    @Mike, I think Paul stole it from my post on credit card comparisons from Google as a comment here

    I’m not bothered – all’s fair ;) But it does sound like Bronco might be doing some work for MoneySuperMarket. Sounds a little too favourable to me. I don’t think we abide by the same FTC rules on disclosure in the UK!

    Reply
  • James 1184 days ago

    To be honest I prefer the Google one. To me their branding (or lack of) implies some impartiality and the fact that it’s data driven.

    Why do people want fluffy branding on a comparison site but not on their search engine?

    Reply
  • George 1184 days ago

    http://www.insiders-view.co.uk

    @James, not to mention the spam from MSM!

    Reply
  • paul carpenter 1184 days ago

    http://www.itsafamilything.co.uk

    @Mike – actually saw the news on Twitter from someplace :)

    @James – you’re a programmer though. You think everything is better as a command line function.Well, maybe not, but you appreciate functionality perhaps more than most. It’s a bit like car design… a Kia does, in the final analysis, exactly the same as an Alfa. But you want the Alfa right? Even if its less reliable? That’s brand/design.

    Not for everyone, granted, but for enough people to make it worthwhile for a company to invest in branding

    Reply
  • [...] Paul Carpenter does a comprison (excuse the pun, couldnt help it) with Moneysupermarket over at Dave Naylors blog. [...]

  • [...] names prices plumbing! Why? Guess why… https://www.google.com/comparisonads/mortgages#ti=0 Google Credit Card Comparison __________________ idn.bz <- free automatic idn [...]

  • Paul Gailey 1183 days ago

    http://paulgailey.com

    It´s telling how engineering led Google is or perhaps how devoid of design they are in some aspects.

    We appreciate the likes of Jakob Nielsen who always get the heads nodding when they enunciate the virtues of usability, but that should not denigrate the discipline of visual design.

    And that´s not just me saying it: the sentiment was expressed by the now Creative Director of Twitter who explains in his personal blog why he left Google having been recruited as the lead visual designer at Mountain View 3 years earlier.

    http://stopdesign.com/archive/2009/03/20/goodbye-google.html

    [And by the way, Paul, the white on green text hurts my iris, more so than the lipstick]

    Reply
  • buyer beware 1183 days ago

    What about moneysupermarkets’ investment in SEO so it appears in Google search results when its content is advertising to sell products on behalf of other companies?

    Search for alliance leicester premier for example, I see nothing at all under sponsored links, all the natural results are lead gen sites partnered with A&L and signed up not to advertise on any related brand terms.

    Google has labelled its comparison content advertising and kept it out of search results. Why will it not force all content monetised through lead gen out of search results?

    Reply
  • Dave 1182 days ago

    If both are fast, present the facts in an easy to read manner then it boils down to what else is on offer.

    Moneysupermarket does a lot more than just credit cards. The adverts talk about insurance (as do all price comparison adverts) but they also do gas/electricity and mobile phones.

    If you are on a budget or just tight they also have a vouchers channel that offers restaurant discounts.

    Reply
  • Matt 1181 days ago

    I don’t think the site is important here it is what they are doing. Google have blatently seen the success of other affiliates through their Adwords service and decided to create their own affiliate site and take traffic from their advertisers. This is a poor decision and just greedy and they deserve to get their hands burnt on this one.

    I guess we know the answer to the question: “Does Google hate affiliates?”. The answer being yes but not if Google are doing it!

    Reply
  • [...] these specialised vertical search query spaces. Image search, video search, news search, and also financial products, books, knowledge, and so [...]

  • [...] One of my personal favourites is his own blog post where after a lengthy but boring post on Google credit card comparison he gets a sneaky in at the end. [...]

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